BMW Financial Services account Login

German automaker BMW’s financial services team will now allow BMW customers to view their accounts, make payments and obtain a quote through any Web-enabled smartphone.

BMW Financial Services released its first mobile-optimized site last week to make payments more convenient for its affluent customers. The OEM-captive finance organization rolled out a location-based iPhone and Android application this past summer, but it does not provide any account information or payment options.

“The mobile site is better for its accessibility, ” said Steve Swecker, general manager of sales operations for BMW Group Financial Services, Woodcliff Lake, NJ.

“This way more people can access it from their smartphones as opposed to an app that would only allow a certain platform to reach it, ” he said.

“Customers were never able to do anything from their phone, but now they can make payments, get payment quotes and view recent activity.”

Cashing in
The newly-optimized BMW Financial Services page allows customers to do quite a lot of their personal services from their mobile phones.

For example, customers can make a payment, obtain a payoff quote, view recent account activity and view their payment history.

The mobile site can run an all smartphones including the iPhone, Android and BlackBerry systems.

Easy accessibility was the main reason that BMW Financial Services chose a mobile-optimized site over a mobile app for these particular services, per Mr. Swecker.

However, to use the mobile site, consumers must first log on to their computers and create a My BMW account at

BMW customers can then use that account to access their financial services account while they are on-the-go.

The mobile site does not yet contain all the features found on the Web site, but additions to the site are already in the works, per Mr. Swecker.

Ultimate marketing machine
BMW Financial Services will market the new Web site through QR code-enabled emails.

In a smart call-to-action, the email ads link consumers directly to the mobile site directly when they scan the QR code.

BMW was probably smart for waiting to create a QR code campaign for the financial services department until it created a mobile-optimized site to support the effort.

Indeed, experts agree that a QR code linking to a non-optimized site is useless and can create a bad user experience for consumers who do scan the code (see story).

The new mobile site is just an addition to BMW Financial Group’s mobile efforts.

Earlier this summer, the organization released an app that allows all driving enthusiasts to share driving tips, road trips and best-route information (see story).

The app was only available for the iPhone and Android devices, alienating other BMW customers on Windows or BlackBerry platforms.

BMW Financial Services app was also not capable of allowing users to log in to their My BMW account or view any payment information, hence the platform-agnostic mobile site.

“Our customers are mobile – they are on the go and they are busy people, ” Mr. Swecker said.

“To be tied to a computer, sitting at home is not the direction in which anybody is heading, ” he said.

“So, we wanted to them to be able to do whatever they needed to do, wherever they would be.”

Final Take

Kayla Hutzler, editorial assistant on Luxury Daily, New York

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Tags: BMW, BMW Financial Services, mcommerce, mobile, mobile payments, Steve Swecker